tag:blogger.com,1999:blog-807108710807890984.post8553427212309944597..comments2024-01-14T02:19:58.938-08:00Comments on livelife365: I Want That! And That! And That!Anonymoushttp://www.blogger.com/profile/06619996824958462393noreply@blogger.comBlogger34125tag:blogger.com,1999:blog-807108710807890984.post-23079822926261784592008-11-24T15:09:00.000-08:002008-11-24T15:09:00.000-08:00Living within your means is a very hard thing for ...Living within your means is a very hard thing for some people to learn. I don't know what happened in my life but for the first 8-9 years of my adult life, I spent as much or more than I made - always had to have new stuff, good food, etc. It's only the last couple of years that I have realized the benefits of cutting back, and man does it take willpower. Good post.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-807108710807890984.post-53083044083839330912008-11-23T20:08:00.000-08:002008-11-23T20:08:00.000-08:00This comment has been removed by a blog administrator.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-807108710807890984.post-45866135135452022362008-11-23T01:52:00.000-08:002008-11-23T01:52:00.000-08:00natural: so true...it would be nice if we could al...natural: so true...it would be nice if we could all have whatever we want, but life just ain't that way<BR/><BR/>wayne john: you make excellent points...could have used them in my post<BR/><BR/>health nut: well said<BR/><BR/>shinade: thanks for you kind words and for sharing<BR/><BR/>urbann panther: that is the best tip for anyone using credit--pay it off in full each month<BR/><BR/>kelly: easy money is never really easy<BR/><BR/>health and fitness: will check out your blog...<BR/><BR/>aggi: provoking thoughts is my middle name...<BR/><BR/><BR/>peace,<BR/><BR/>MikeAnonymoushttps://www.blogger.com/profile/06619996824958462393noreply@blogger.comtag:blogger.com,1999:blog-807108710807890984.post-38565145388787080252008-11-22T21:26:00.000-08:002008-11-22T21:26:00.000-08:00Very thought provoking. Would definitely like to t...Very thought provoking. Would definitely like to take this up in greater detail. Thanks.<BR/><BR/>Aggi<BR/><BR/>http://vimprove.blogspot.comRohit Agarwalhttps://www.blogger.com/profile/13692006733991007499noreply@blogger.comtag:blogger.com,1999:blog-807108710807890984.post-54512148971137144592008-11-21T18:11:00.000-08:002008-11-21T18:11:00.000-08:00Great post. So very true. I was raised to just g...Great post. So very true. I was raised to just get what you wanted, you can always pay for it later. We always had way too many Christmas gifts compared to everyone else I knew. <BR/><BR/>I learned over time, the hard way, as an adult that this is a bad idea. I cannot change my parents, but I try to show them the error of their ways. <BR/><BR/>When I have kids, I intend on teaching them limits with everything, and frankly, the way kids have everything they don't need today, they are being set up for a financial mess as adults. <BR/><BR/>If nothing, maybe this economic mess will teach our youth why it is important to be more cautious.<BR/><BR/>~Kelly<BR/>http://www.30somethingandsearching.today.com/Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-807108710807890984.post-13247805711943290332008-11-21T17:51:00.000-08:002008-11-21T17:51:00.000-08:00I hate owing money to anybody or any place. Mortga...I hate owing money to anybody or any place. Mortgages and car payments seem to be necessary evils, but even those I keep down to a low amount, by most people's standards. My credit card I treat as a debit card. In other words, I zero it out at the end of every month. I never carry forward a balance. If I can't afford it, I don't buy it. And you know what, I really don't miss owning a whole bunch of stuff.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-807108710807890984.post-35717040392894645482008-11-21T09:10:00.000-08:002008-11-21T09:10:00.000-08:00Oh boy this is a lesson in life that I wish I had ...Oh boy this is a lesson in life that I wish I had learned earlier in life.<BR/><BR/>But at least I did learn it. However, I am very hard headed and an only child who always got whatever she ask for. So it took me going through a bankruptcy years and years ago to finally learn<BR/><BR/>But learn I did. We do our best now to live and save. We no longer live from paycheck to paycheck.<BR/><BR/>And our home now is very comfortable but very very modest.<BR/><BR/>This is a great post Mike!!<BR/><BR/>Thanks and happy weekend!:-)Jackiehttps://www.blogger.com/profile/05378896151545384221noreply@blogger.comtag:blogger.com,1999:blog-807108710807890984.post-45689362201588672712008-11-20T21:24:00.000-08:002008-11-20T21:24:00.000-08:00i want to invite you to visit my other blog,http:/...i want to invite you to visit my other blog,<BR/>http://troubleshoot101.blogspot.com<BR/>it's about common computer issues and troubleshooting steps to fix them...<BR/><BR/>thank you and more power...<BR/><BR/>ingat poXanFactorhttps://www.blogger.com/profile/14715565759799597496noreply@blogger.comtag:blogger.com,1999:blog-807108710807890984.post-43208860600720610402008-11-20T14:45:00.000-08:002008-11-20T14:45:00.000-08:00The only constant in life is change. Admitting ou...The only constant in life is change. Admitting our limitations keeps us from getting in over our head. Paying off debts holds us back. Great post.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-807108710807890984.post-11378450329320611222008-11-20T13:21:00.000-08:002008-11-20T13:21:00.000-08:00I'm so glad I am able to pay for most everything I...I'm so glad I am able to pay for most everything I need to survive with cash. never credit...never never never unless it passes my test.<BR/><BR/>Do I really need it?<BR/>Are the benefits fleeting, or will they stick around for a while?<BR/>Can it pay for itself?<BR/>Will I be able to make it pay for itself?<BR/><BR/>Just some of the things my wee little brain goes through before I make any purchase outside what I REALLY need.<BR/><BR/>Good stuff!Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-807108710807890984.post-91400177506539066122008-11-20T02:32:00.000-08:002008-11-20T02:32:00.000-08:00hey mike i had to smile when i first saw this post...hey mike i had to smile when i first saw this post. i have been thumping this tune for a while, especially when we say we deserve things. we do, but our behavior has to reflect that responsibility as well. just because we work doesn't mean we are entitled if we are irresponsible with our money. we deserve to have a great life, free from slaving of things.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-807108710807890984.post-30915106297995318342008-11-20T00:42:00.000-08:002008-11-20T00:42:00.000-08:00my autism insights: thanks, I like your attitude t...my autism insights: thanks, I like your attitude too<BR/><BR/>casdok: gracias<BR/><BR/>build muscle...: so true, I believe that we can control a lot more than some people think<BR/><BR/>tom: excellent point--medical costs are skyrocketing due to unhealthy habits that can be corrected<BR/><BR/>heidi: life is full of lessons learned...and you are welcome to site on the other side of my couch any time...<BR/><BR/><BR/>peace,<BR/><BR/>mikeAnonymoushttps://www.blogger.com/profile/06619996824958462393noreply@blogger.comtag:blogger.com,1999:blog-807108710807890984.post-57622905625279360332008-11-19T22:24:00.000-08:002008-11-19T22:24:00.000-08:00I have done it which is why I no longer have credi...I have done it which is why I no longer have credit cards. I enjoyed living beyond my means until it bit me in the butt as you say. I had to learn the hard way. I felt like I was sitting on the other side of the couch talking with you.HEALTH NUT WANNABEE MOMhttps://www.blogger.com/profile/00091372418641843957noreply@blogger.comtag:blogger.com,1999:blog-807108710807890984.post-77098145126627509032008-11-19T19:31:00.000-08:002008-11-19T19:31:00.000-08:00This comment has been removed by a blog administrator.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-807108710807890984.post-62544264376302573042008-11-19T18:35:00.000-08:002008-11-19T18:35:00.000-08:00You are exactly right! Although one way to live wi...You are exactly right! Although one way to live within our means is to take care of our health so that we are not constantly visiting the doctor.<BR/>www.FeelingOutstanding.comTom Thornehttps://www.blogger.com/profile/13097302659947478728noreply@blogger.comtag:blogger.com,1999:blog-807108710807890984.post-90867619865212040782008-11-19T10:13:00.000-08:002008-11-19T10:13:00.000-08:00This is a great rule of thumb for typical American...This is a great rule of thumb for typical Americans, who often live well above their means. If not for excessive spending attempting to accumulate massive amounts of material items, we would probably not even be in a recession right now. Thank you to all the greedy home buyers, real estate agents, mortgage lenders, and anyone else who enables regular Americans to live beyond their means.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-807108710807890984.post-83736993670107619132008-11-19T07:20:00.000-08:002008-11-19T07:20:00.000-08:00Some great thoughts there, thank you.Some great thoughts there, thank you.Casdokhttps://www.blogger.com/profile/03497897393162856190noreply@blogger.comtag:blogger.com,1999:blog-807108710807890984.post-78934909366099864212008-11-19T05:41:00.000-08:002008-11-19T05:41:00.000-08:00Well said, and this is something I need to work on...Well said, and this is something I need to work on.<BR/><BR/>I quite like your blog and your attitude, so I've nominated you for an award at my blog. Keep up the fantastic work!Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-807108710807890984.post-78900747210045340242008-11-19T01:42:00.000-08:002008-11-19T01:42:00.000-08:00Eric: my recovery is coming along slowly but stead...Eric: my recovery is coming along slowly but steady...thought I'd try to type a few comments, see how I feel...thanks for yours<BR/><BR/>cat in the foxgloves: great job, budgets are key, as are lists...count everything<BR/><BR/>karen: yes, scary times, all we can do is work hard and spend less...and pray<BR/><BR/>leo: self control works for all diets, physical and financial<BR/><BR/>bingkee: it's tough to do but well worth the effort and sacrifice<BR/><BR/>cascia: credit cards can work in your favor...if you pay off the balance each month<BR/><BR/>mamaflo: wow, everyone should learn from your story...it can be done, congrats to you<BR/><BR/>sandee: dads are great that way...we should listen to them more (hear that, son?)<BR/><BR/>paul: great points, paul...I read that book too. Would you rather have an expensive car or thousands in the bank?<BR/><BR/>mike: counting pennies adds up<BR/><BR/>angie: budgeting time is just as challenging (and important) as budgeting finances...<BR/><BR/>preston: I'm pulling for ya<BR/><BR/>getsmartgal: we all need to do our share...thanks for the kind words<BR/><BR/>anna: happiness is a good thing...<BR/><BR/>ruth: thanks, glad you are enjoying your visit...spread the word<BR/><BR/><BR/>I would like to thank all who have continued to visit my sites and leave comments during my recovery from surgery. Slowly but surely I am able to type more and more...though right about now I am feeling it...<BR/><BR/>peace,<BR/><BR/>MikeAnonymoushttps://www.blogger.com/profile/06619996824958462393noreply@blogger.comtag:blogger.com,1999:blog-807108710807890984.post-38277150331848740052008-11-18T23:52:00.000-08:002008-11-18T23:52:00.000-08:00This comment has been removed by a blog administrator.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-807108710807890984.post-18054843873284275502008-11-18T22:45:00.000-08:002008-11-18T22:45:00.000-08:00Very good advice Mike! I am happy to say that the ...Very good advice Mike! I am happy to say that the Christmas shopping I've done was paid for with cash. Even when I used a store card for an extra discount, I paid it off right then. (Felt great to do that, too!)<BR/><BR/>Yes, we are in debt, but we pay our bills and we're happy!Annahttps://www.blogger.com/profile/10503148560467118087noreply@blogger.comtag:blogger.com,1999:blog-807108710807890984.post-73327452736751192532008-11-18T21:41:00.000-08:002008-11-18T21:41:00.000-08:00Sound advice there Mike! So simple and yet sometim...Sound advice there Mike! So simple and yet sometimes so hard to do. Hopefully with this economic shift we are going through people will start thinking this way. Great post.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-807108710807890984.post-79415926772594583692008-11-18T20:00:00.000-08:002008-11-18T20:00:00.000-08:00It's all so true. Now if I can only do it...It's all so true. Now if I can only do it...Prestonhttps://www.blogger.com/profile/15204517270931392713noreply@blogger.comtag:blogger.com,1999:blog-807108710807890984.post-25336155363953640022008-11-18T19:06:00.000-08:002008-11-18T19:06:00.000-08:00Great post! We have always tried to do just that,...Great post! We have always tried to do just that, live within our means. Speaking about the economy I told DH just the other day, "well, at least we don't have much to lose." People might have thought we were a little lower than them a few years ago. Now we look rather smart! Now to just budget my workout time....Anonymoushttps://www.blogger.com/profile/00291033428998032477noreply@blogger.comtag:blogger.com,1999:blog-807108710807890984.post-66139829552255213072008-11-18T16:33:00.000-08:002008-11-18T16:33:00.000-08:00we live with in our means as well.no more frivous ...we live with in our means as well.no more frivous thing like a new Christmas orinments dated with each year,we watch every penny with the do we really need this?Mike Golchhttps://www.blogger.com/profile/14472496241893921107noreply@blogger.com